In October 2015, Jen and Brian Granek took a trip to Costa Rica. Before they returned to their home in Maryland, one moment changed their lives forever.
While celebrating Jen’s 40th birthday, the couple took a ride on separate ATVs together. That’s when the mom of three drove over a steep embankment and suffered a severe traumatic brain injury. After undergoing brain surgery and initially being placed into a medically induced coma, Jen spent a little over a year getting physical, occupational and speech therapy in a Baltimore hospital. While she was making slow but gradual progress there, the hospital received a devastating call from her insurance company, CareFirst, in November 2016.
“They said, ‘It’s an hour before the close of business, and today’s the last day we’re going to cover anything.’ So they cut her off completely,” Brian said.